If you are looking for more sites like Fingerhut or websites that offer the “buy now pay later” option, then you are in the right place.
Fingerhut is an online retailer/web store founded in 1948 by William Fingerhut. The unique characteristic of Fingerhut that separates itself from other online retailers is its ability to allow customers to purchase on credit. This means customers can buy a product but pay later in the form of monthly installments. Firstly, you have to apply for a Fingerhut credit account and you are usually approved if you are at least 18, have an SSN(social security number), and have a moderate to good credit history.
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Best Sites Like Fingerhut
This payment concept that Fingerhut uses is known as Afterpay or ‘Buy Now Pay Later’ method, and almost all modern-day online retailers have adapted to using this method. In this article, we’ll look at more sites like Fingerhut that use Afterpay. Check them out below!
1. Morphe
Morphe is a beauty and online makeup shop that sells products such as eyeshadow palettes, makeup brushes, and lipsticks from name brands such as Jeffree Star, James Charles, and Jaclyn Hill.
It is one of the better sites like Fingerhut, but in order to use Afterpay on Morphe, you need to be 18 years old, have a credit/debit card issued in the US, and be a resident of the US. Moreover, you are required to pay four equal payments (interest-free) due every two weeks.
2. Colourpop
Colourpop is another cosmetics retailer that sells luxury, high-quality beauty products at an affordable price. Afterpay is available in the payment method at checkout. You can pay the website later with four equal payments. However, this method is only available to domestic customers.
3. Urban Outfitters
Urban Outfitters gained its popularity by selling unique and trendy clothing at an affordable price. Their main target audience is young adults looking to change the constantly evolving world of fashion. You can select Afterpay as a payment method if your order is between $35 and $2000. Moreover, there’s no interest, and payment is taken every two weeks in four equal installments.
4. Forever21
Forever21 or F21 is a global fashion and lifestyle brand. Here, you’ll find the latest outfits, bags, and accessories for men and women. Similar to Urban Outfitters, you can pay using the buy now pay later feature with four equal payments every two weeks. It is a great alternative to Fingerhut.
5. BH Cosmetics
BH Cosmetics is an innovative beauty brand that brings you the latest skincare and makeup products for all skin types. BH’s products are cruelty-free and vegan-approved. At the checkout, you can choose the buy now, pay later option if your order is between $35-$1000. Afterpay is not eligible for gift cards or e-gift cards.
6. Sketchers
Sketchers is an American shoe company that first started out by marketing its shoe products towards younger kids. Recently, it has evolved into an all-age comfort shoe with a lifestyle shoe line included. Currently, Afterpay is only supported in Sketchers Australia and is available for purchases up to $1000.
7. H&M
H&M or Hennes & Mauritz AB is a Swedish clothing company that has gained popularity on an international scale. The store is known for selling cheaper to mid-range priced high-quality clothing. H&M has a pay later option in which the purchase amount will be deducted automatically from your account 30 days post-purchase. The pay later features work both online and in H&M’s physical stores.
8. Myer
Myer is an Australian-based online department store. They sell men’s and women’s products ranging from suits, dresses, shoes, sleepwear, activewear, and oversized clothing. Similar to most Afterpay websites, you can pay later with four equal installments every fortnight. To be eligible, your order’s value must be between $100 and $1000.
9. ASOS
ASOS sells a great range of clothing, shoes, and accessories at a low price. The shipping is fast, and you can get high-quality products equivalent to that of designer quality for a very low price. They ship worldwide and provide Afterpay for items up to $1500. You can buy now and pay later in four equal installments.
10. Anthropologie
Anthropologie is another great buy now pay later site like Fingerhut that sells home decor, furniture, storage cabinets, and much more. They also sell dresses and clothing for women. You will require a debit or credit card and be of at least 18 years of age. Note that you must make your first installment of 4 equal installments at checkout. The next three installments will be deducted automatically from your account every two weeks.
32 Best Buy Now, Pay Later Sites
If the list above wasn’t enough to find what you were looking for, here are another 22 websites that include the “buy now, pay later” payment option at checkout.
- Morphe
- Colourpop
- Urban Outfitters
- Forever21
- BH Cosmetics
- Sketchers
- H&M
- Myer
- ASOS
- Anthropologie
- Madewell
- TopShop
- Zara
- WildFox
- Farfetch
- The Iconic
- Lululemon
- Boohoo
- Adore Beauty
- Surfstich
- Bonds
- Platypus Shoes
- Cotton: On
- PrettyLittleThing
- TonyBianco
- General Pants Co.
- Hallenstein Brothers
- Catch
- City Beach
- Dissh
- Billini
- Amber Sceats
A lot of these buy now pay later sites do not even run a credit check on your account. So, you can freely use them without any hassle.
Final Words
Afterpay is a great way to purchase products if you don’t have the cash on hand at that exact moment. But please be careful and ensure that you will be able to make the payment within the long-term installments.
If you fail to meet the payment deadlines, you’ll be charged extra late fees, which compound over time. Moreover, Afterpay seems to only have been popularized in the US, UK, and Australia and is still being introduced to other countries around the world.
I hope our list of No Deposit Buy Now Pay Later Sites will help you get your favorite items, clothes, and electronics without credit checks.
